HOME Insurance

in Brea & Fullerton, CA

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Local Expertise. Personalized Policies. Real Peace of Mind.

Protect Your Home with the Right Coverage

Your home is more than just a place to live—it’s where life happens. At Ekno Insurance Group, we help homeowners in Brea, Fullerton, and surrounding Orange County communities find the right home insurance to protect their property, belongings, and financial future. Whether you own a house, condo, or rental property, we’ll customize a policy that fits your needs and budget—without the sales pressure.

As an independent agency, we work with top-rated insurance carriers to compare coverage options and pricing, ensuring you get the best protection at the best value.

What Home Insurance Covers

Comprehensive Protection for Your Home & Belongings

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Dwelling Coverage

Protects your home’s structure, including walls, roof, and foundation, from covered damages like fire, windstorms, and vandalism.

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Liability Protection

Shields you from financial loss if someone is injured on your property and takes legal action.

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Loss of Use Coverage

Pays for temporary living expenses if your home becomes uninhabitable due to a covered event.

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Personal Property Coverage

Covers your belongings (furniture, electronics, clothing) in case of theft, fire, or other unexpected losses.

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Additional Coverage Options

Add protections like earthquake, flood, or high-value item coverage for complete peace of mind.

Your Questions, Answered

Understanding Home Insurance in California

  • How much home insurance do I need?

    The right coverage depends on your home’s value, belongings, and potential risks. We’ll help you determine the right policy limits and add-ons for your situation.

  • Is home insurance required in California?

    While not legally required, mortgage lenders typically require homeowners insurance. Even if you own your home outright, having coverage protects you from major financial losses.

  • Does home insurance cover earthquakes and floods?

    Standard policies do not include earthquake or flood coverage, but we offer separate policies or endorsements to protect against these risks.

  • How much does home insurance cost in Brea or Fullerton?

    Premiums vary based on home value, location, coverage limits, and deductibles. As an independent agency, we compare multiple top-rated carriers to find you the best policy at the best price.

  • How do I get a home insurance quote in Brea or Fullerton?

    Call 888-669-7220 or fill out our quick quote form to get a personalized home insurance quote today.

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